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35 Year Mortgage Loan Sweet At First With Bitter Aftertaste

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California´s affordable housing bank is throwing a new life raft to residents struggling to buy their first homes.

That´s a fixed-rate 35-year loan, an alternative to the mortgage industry´s conventional 30-year loan. It offers buyers interest-only payments the first five years. State housing officials acknowledge it´s more costly to buyers in the long run. But they´re aiming it at people who can´t initially afford a full payment, and fear waiting until the state´s housing market rises still higher.

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Use the myMotherLode.com Keyword Search to go straight to a specific page

Popular Pages

  • Local News
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  • Classifieds
  • Events
  • Movies
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  • Media
  • Real Estate
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