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Real Estate Finance

Three Percent Or 20 Percent – Which Is The Smarter Down Payment Strategy?

The minimum down payment on an FHA loan is 3.5 percent, which makes it a popular choice among those who don’t have the funds for a large down payment (and also those who don’t meet the higher credit score requirements … more

A smarter way to buy a home

A conventional loan is a mortgage from a lender that is not completely backed by the federal government. more

Losing Your Earnest Money

The contract I just signed to purchaser a house says, “If the buyer defaults, the earnest money will be forfeited to the seller. more

The Do’s And Don’ts Of Tapping Your Rising Home Equity

Before you go making plans for your equity, take a pause. more