Real Estate Calculators
Fixed Rate Mortgage:
This is what most people think of as a mortgage. You borrow money and pay it back with interest to the lender. The repayment amount remains the same throughout the term of the loan. This is called a Fixed Rate Mortgage and is usually repaid over 15 or 30 years.
Adjustable Rate Mortgage:
Also referred to as an ARM. A mortgage where the interest rate is adjusted from time to time based on a pre-selected index. The repayment amounts fluctuate in relationship to the interest rate. Sometimes this is called a renegotiable rate mortgage or a variable rate mortgage. There are several types of ARM mortgages such as a COFI, Balloon Loan, Hybrid Loan or a Two Step loan. Ask your Mortgage Lender for additional information.
Calculating Your Net Worth
This calculator helps you to determine your net worth. It asks you to list your assets (what you own) and your liabilities (what you owe) and then calculates what your net worth will be. This figure is important when considering whether or not to borrow money and what sort of loan is most appropriate.
How Much Interest?
If you owe money and want to know how much interest you are paying over time, this calculator will show you that information.
Would you like to see how your investment is growing? Use our Compounding Interest calculator
Amortization Schedule (Mortgage Loan Calculator)
This mortgage loan amortization calculator lets you estimate your monthly loan repayments. It also determines out how much of your repayments will go towards the principal and how much will go towards interest. Simply input your loan amount, interest rate, and loan term.
What Can I Afford?
Use this calculator to decide the the the maximum monthly payment and the maximum loan amount for which you might qualify.
Monthly Cash Flow: What Goes Out VS What Comes In
If you want some help figuring out what your monthly outgoings are, use our Monthly Cash Flow Calculator.
Title insurance is a policy that protects property owners and lenders from losses that could result from disputes over ownership of a property’s title. This could include fraud, liens against the property, or errors missed during a title search.
If you’re buying, selling or refinancing real estate in California, the California Land Title Association provides a free service that can help you find and compare title insurance policies, services and rates.