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If you intend to borrow money for a car, use a credit card, or obviously buy a home you are directly affected by the Federal Reserve System. Even if you just cashed or deposited a check. That includes just about all of us.

Here’s How it Works

The Federal Reserve System is the Central Bank of the United States. It lends money from the Federal Government to banks and savings and loans around the United States at its ‘discount rate’

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