Josephine Mary Lloyd, a resident of Fresno, passed away on Wednesday, October 17, at Elim Gardens in Fresno. Visitation will take place from 12 PM – 1 PM on Wednesday, October 24, at Terzich & Wilson. There will be a Graveside Service at 2 PM on Wednesday at St. Patrick’s Catholic Cemetery. Terzich & Wilson Funeral Home is handling arrangements.