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HMO Shutting Down

After 25 years in the health insurance business, a San Jose company is going out of business. Lifeguard´s shutdown on December 31st is leaving 168,000 patients scrambling for new protection and doctors wondering if they´ll be paid for their services. A state-appointed conservator announced the shutdown yesterday. It had been expected since the state took control of the HMO two weeks ago.


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